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WHAT IS AN “ACCIDENT”? Part I


The standard commercial general liability insurance policy provides coverage for bodily injury or property damage caused by an “occurrence.” The term “occurrence” is defined as “an accident, including continuous or repeated exposure to substantially the same general harmful condition.” In the recent case of AES Corp. v. Steadfast Ins. Co., ____ Va….

Harman Claytor Corrigan & Wellman congratulates David Corrigan on being one of 23 inducted lawyers as its 2012 Class of Fellows by the Virginia Law Foundation.  David was inducted at a dinner ceremony held on January 19 in Williamsburg.  Induction as a Fellow of the Virginia Law Foundation is a special honor conferred by the VLF…

The question of whether multiple uninsured or underinsured motorist (“UM/UIM”) coverages can be combined when a single policy insures more than a single vehicle is of considerable importance to motor vehicle insurers. When intra-policy stacking is allowed, what was intended to be a policy with the UM/UIM limit stated in the declarations…

A statutory amendment that will take effect on July 1, 2010, will impose a new and potentially substantial burden on insurers that provide underinsured motorist (UIM) coverage especially in cases where liability is clear and the damages exceed the limit of the underlying liability coverage. Under the new subsection (l) to Va….

In the first case of its kind, Judge Doumar of the United States District Court for the Eastern District of Virginia rejected a claim that coverage was afforded under a homeowners policy for losses associated with Chinese drywall. TRAVCO v. Ward, ___ F. Supp. 2d ___, 2010 WL 2222255 (E.D. Va. 2010)….

Virginia UIM Insurers Obligated to Assume Cost of Defense – A statutory amendment that will take effect on July 1, 2010, will impose a new and potentially substantial burden on insurers that provide underinsured motorist (UIM) coverage especially in cases where liability is clear and the damages exceed the limit of underlying…